Understand Your Federal Benefits & Retirement Options

Your Next Chapter Starts Here

Plan Today. Enjoy Tomorrow.

Retirement isn’t a single moment—it’s a series of important milestones, decisions, and opportunities. Whether you’re 5 years away or only months from retirement, understanding what needs to happen—and when—can make all the difference.

FBIC’s Countdown to Retirement guidance helps federal employees prepare for what’s ahead with clear timelines, actionable checklists, and personalized CABS Reports designed to simplify the process and eliminate guesswork.

Your Retirement Countdown Starts Here

Why Does The Countdown To Retirement Matter?

Because retirement should feel exciting… not overwhelming.

Did You Know? Some federal benefits require action years before retirement to maintain eligibility.

The decisions you make before retirement can impact your income, benefits, and financial security for decades. FBIC helps ensure those decisions are made with clarity—not confusion.

5 Years From Retirement

Build the Foundation for What’s Next

Start preparing your records, reviewing insurance coverage, estimating retirement income, and building your long-term strategy.

5 Years From Retirement

1 Year From Retirement

The Finish Line Is Getting Closer

Fine-tune your retirement plan, review survivor benefits, verify eligibility requirements, and begin preparing retirement paperwork.

1 Year From Retirement

6 Months From Retirement

Time to Put the Final Pieces in Place

Confirm key decisions, update your CABS Report, and make sure every detail is ready before the finish line.

6 Months From Retirement

3 Months From Retirement

Your Next Chapter Is Almost Here

Choose your retirement date, complete your forms, coordinate Social Security and Medicare timing, and prepare to move forward with confidence.

3 Months From Retirement

Prepare for Retirement with Confidence

Understand your benefits, organize your timeline, and make informed decisions at every stage of your retirement countdown.